OUR LOAN PROGRAMS
RESIDENTIAL PROPERTIES
1-4 units
Single-Family
Condo/ Town House
COMMERCIAL PROPERTIES
Office Building
Mixed Use
Shopping Mail
LAND
Residential Land
Commercial Land
Agricultural land
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HARD MONEY LOAN FOR REAL ESTATE INVESTORS
Business Purpose
Our Hard Money Loan Program is for real estate investors. It is for business purposes. The loan will be secured by investorsโ properties.
Interest Rates
Hard Money Rates are case by case. Most of the time, it will start from 8.99%
Closing Costs
Loan Docs: $1,000-$1,500
Appraisal Fee: $500-$700
Title Insurance: Vary
Escrow Fee: $575-$1,250
Points: 2.5%
Fast Closing
Most of the time, we can close your loan within 10 business days.
Property Inspection
Appraisal or BPO will be done before final approval.
Service Area
San Francisco Bay Area Properties Only.
Why Invest With F&H Capital?
Minimize investors’ rick
Check property condition;
Property value evaluation;
Borrower’s ability to perform
Legal support from theย nationโs largest law firm dedicated almost exclusively to the private/non-QM lending
Diversify your portfolio with 8-12% annual returns that fit your investment goals. Monthly distribution
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Leo Han2025-08-22Trustindex verifies that the original source of the review is Google. Had a very positive experience here with my lending needs. Jack is very experienced and has addressed all my correspondence promptly. Other parties in the transaction even noted his professionalism. The whole process was hassle-free, and everything was well within expectations. Overall, highly recommended. ๅจๅๆ ้2024-09-28Trustindex verifies that the original source of the review is Google. Nice service๏ผ Lee C2024-06-26Trustindex verifies that the original source of the review is Google. All of our real estate needs were met at a lighting pace. The process were very smooth and detail and instructions were clear, definitely one of the top notch Real Estate broker out here in the bay. Frankie Wong2023-09-21Trustindex verifies that the original source of the review is Google. Friendly and efficient client service. Responsive and easy to work with. Peter Tiemann2023-02-01Trustindex verifies that the original source of the review is Google. We got a couple of private money loans, brokered by this firm. Quick decisions, good terms, but not good enough to keep indefinitely :-) The principal broker is very experienced with many aspects of the real estate business. Megan S2023-01-27Trustindex verifies that the original source of the review is Google. Couldnโt have had a better experience, start to finish the loan process was seamless. The rates were very competitive. The whole process was extremely fast. Not an overwhelming amount of documentation. To the point, fast, lowest rate around, and the customer service was professional, knowledgeable, and helpful. Couldnโt ask for a better experience. Highly recommend. Ferdinand Dalope2022-12-01Trustindex verifies that the original source of the review is Google. Jack is honest & straight forward guy to deal with. I'm referring my clients who would benefit from his array of special mortgage programs. Linda S2022-11-11Trustindex verifies that the original source of the review is Google. CA Deed of Trust team are the best lender that I have ever worked with, unlike other lenders making their clients running around and jumping hoops, they are super professional, knowledgeable, efficient, on point communications, they also went out of their ways saving money for me, they made my Refi process super fast and easy, very happy with their services, they are absolutely the first choice of recommendation to friends and families! Great job! C. V.2021-12-21Trustindex verifies that the original source of the review is Google. OUTSTANDING SERVICE, SCENARIO SPECIFIC DILIGENCE, FAST RESPONSE TIMES, no nonsense, no junk fees, no empty promises, A PLEASURE TO DEAL WITH. Honesty, consideration, and GREAT business practices. We recently received funding from the wonderful, very knowledgeable, and professional group over at California Deed of Trust Investment. With over 17 years of experience under my belt being on both sides of such fundings; I can unequivocally declare this firm to be without any question the best experience I have had with private money transactions. I look forward to dealing with them again. Sophia Zhang2019-09-04Trustindex verifies that the original source of the review is Google. I have a very safe and happy investment experience with CADTI for last two years. I get interests paid every month also my name is on the deed of trust. CADTI provides an amazing investment opportunity for conservative investors.



